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Why pre-plan?

Gain peace of mind, financial security and flexibility with a prepaid farewell – all while easing the burden on your loved ones.

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Planning ahead is a gift

By taking control of your final chapter, you give your family the gift of clarity, comfort and time to grieve – without the burden of planning and paying for your funeral. 

 

And the peace of mind that comes with knowing things are taken care of – that’s a gift in itself. 

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Your farewell, your way

Your life is one-of-a-kind, and your farewell should be too. Guardian Plan allows you to plan as little or as much as you like. Our funeral home partners cater to all cultural, religious and personal preferences. 

 

With Guardian Plan, your final chapter is yours to write.

Financial security for you and your family

By prepaying your funeral, you lock in today’s prices, protecting your family from price increases and unexpected costs. Your funds are securely managed under APRA regulation, giving you and your loved ones complete peace of mind.

Locked-in prices

Secure your farewell at today’s rates and avoid future price increases.

Flexible options

Choose the provider, package and payment option that suits you.

Secure under APRA Regulation

Your funds are safeguarded by the Over Fifty Guardian Friendly Society.  

Pension-friendly planning

Prepaid plans may be exempt from pension asset tests*, protecting your entitlements.

*We recommend you check your eligibility for the exemption.

A funeral plan that moves with you

Guardian Plan offers flexibility to move your plan to another location if you relocate.

240+ funeral homes

As part of InvoCare, Guardian Plan is supported by the most extensive funeral home network in Australia.

Total flexibility

If you relocate, it's easy to transfer your plan to another funeral home in the network. 

Your choice of providers

A simple send-off or a grand farewell? Our partners accommodate funerals of all styles, sizes and budgets. 

Tailored to you

Whether you plan every detail or make a few key decisions, a funeral plan ensures your family understands your wishes.

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Flexibility if you relocate

While the price of your funeral is locked in, you’re free to move. Guardian Plan prepaid funerals can be transferred to 240+ funeral homes across Australia.

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Ease the burden on your loved ones

Planning ahead relieves your family from the emotional weight of making difficult decisions during a time of grief. It gives them space to focus on what truly matters – remembering and celebrating your life.

TESTIMONIALS

Guardian Plan is helping Australians take control of their final chapter

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We’re ready to chat 

Start planning today

Conversations about funerals aren’t always easy, but they can be empowering. Our specialists are here to answer your questions, obligation-free.