Funeral costs rise over time, but with a Guardian Plan, you can lock in your funeral at today’s prices, ensuring your loved ones won’t have to worry about inflation.

With payment plans of up to three years and no hidden fees, you can spread the cost over time, making it easier to manage and giving you peace of mind that your family won’t be left with the bill.

We make pre-planning easy, with clear options, expert guidance and compassionate support every step of the way. If you're considering the pros and cons of pre-paid funeral plans, our team is always here to help.

A pre-paid funeral means your loved ones won’t have to worry about making the right decision during an emotional time. One of the most significant benefits of a funeral plan is you can choose the details that matter most to you,  for a farewell that reflects your life, your wishes and your budget.

Pre-paid funeral plans may be exempt from pension asset tests, helping you maximise your pension entitlements while providing financial security for your family.*

*Exemption occurs should you meet the ATO requirements. We recommend you check your eligibility for the exemption.

Guardian Plan ensures all pre-paid funds are held responsibly with the Over Fifty Guardian Friendly Society Limited. Guardian Plan bears the risk of this investment, so you can rest easy knowing your funds are protected.