Available at 240+ funeral homes across Australia

Take control of your final chapter with a flexible, secure prepaid funeral plan that honours your wishes and protects your family from future stress.

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Why pre-plan your funeral?

Planning ahead is a gift – to yourself and to your family. It helps spare your loved ones the financial and logistical burden of planning your farewell and may bring you peace of mind, knowing things are taken care of.

 

With Guardian Plan, you can plan your funeral, your way.

Locked-in prices and flexibility where it counts

Guardian Plan lets you pay for your funeral at today’s prices, protecting your family from inflation and unexpected costs.

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Protected from rising costs

Once you’ve prepaid, your plan is protected from inflation and price changes.

Secure under APRA Regulation

Your funds are managed by the Over Fifty Guardian Friendly Society.

Flexible payment options

Pay in full or in monthly instalments* – you’ll never pay more than the benefit you’ll receive. 

*Any outstanding instalment balance is required to be paid at the time of arranging the funeral.

Tailor your plan to your budget

Choose from a range of providers and packages to suit your needs.

Maximise your pension

Prepaid plans may be exempt from pension asset tests*, helping you maintain your entitlements. 

*We recommend you check your eligibility for the exemption.

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Flexible funeral plans that move with you

Wherever life takes you, Guardian Plan goes with you. Your funeral plan can be transferred over 240 funeral homes around Australia, so you’re never locked into one location or provider.

TESTIMONIALS

Guardian Plan is helping Australians take control of their final chapter

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We’re ready to chat 

Start planning today

Conversations about funerals aren’t always easy, but they can be empowering. Our specialists are here to answer your questions, obligation-free.

Choose from interest-free instalments or pay upfront

A deposit of 30% is required and balance can be paid by monthly payments over a period up to 3 years. Monthly payment instalments are not available for packages. Full payment is required at the time of arranging pre-paid funeral.

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Pay Online

Pay online using a credit or debit card. You’ll require your arrangement number and a valid credit or debit card.

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BPAY

Contact your participating financial institution, online or by phone, to pay directly from your cheque or savings account. When prompted, enter the Biller Code and Customer Reference number shown on your invoice.

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In Person

Bring your invoice to any branch to pay using credit card, cheque, or cash. Our team will assist you with the process.

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Pay by Phone

Call 1800 220 888 with your customer reference number and credit or debit card number.